Interest Free Finance

At Jogia Diamonds, we realise that buying a diamond or diamond engagement ring is a big purchase, and that buying the best quality diamond is sometimes out of reach due to budgetary constraints.

That's why we've teamed up with Gem Visa to offer 12 months interest free finance on all Crossfire & Signature Series diamonds and diamond jewellery and 6 months interest free for International Selection diamonds and diamond jewellery.

A 10% deposit is required for all engagement rings and other custom made jewellery, payable by either credit card, bank transfer or cash. Loose Crossfire & Signature Series diamonds can be paid fully using 12 months interest free.

For this offer, we accept GE Creditline, Go! Mastercard or Gem Visa.

One card, two great interest free options

Gem Visa Card

Interest free isn't just for one-off purchases anymore. Now there's a credit card with access to interest free every day. It's called Gem Visa.

Long term interest free

For big purchases, enjoy long term interest free - a new TV, fridge, bed, jewellery - almost anything! A range of interest free terms are often available (one year, two years or even more) at over 10,000 stores Australia wide.1

6 months interest free on any Visa purchase over $250 - anywhere, anytime, no catches.

You can also enjoy interest free shopping everyday once you receive your Gem Visa. For any purchase over $250 on your Gem Visa you'll automatically receive 6 months interest free. That's every time you pay a bill 2, buy a gift, update your wardrobe, eat out or shop for groceries. Anywhere Visa is accepted.

Plus you'll receive up to 55 days interest free on all your other purchases 3, and you can keep track of your purchases with clearly explained monthly statements. All this with only one annual fee of $99.4

How to Apply

If you are an existing GE Creditline, Go! Mastercard or Gem Visa customer, then we can process the sale quickly and easily with your existing card.

If you don't have a Gem Visa card, click here to apply for a Gem Visa card and get a response within 60 seconds.


1. Available at participating retailers to approved applicants only. Conditions, fees and charges apply. Visit for details. 2. Excludes BPAY transactions that are treated as a cash advance. 3. To receive up to 55 days interest free you must pay by the due date for the relevant statement the total of (a) the proportion of your minimum monthly payment derived from your unexpired interest free purchases, plus (b) your closing balance, less any unexpired interest free and buy now pay later purchases. See for calculation details. 4. Applies after your first purchase and on the anniversary of that first purchase every year after.

Gem Visa is a credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588). Australian Credit Licence number 392145.